This was a decent-for-the-money novice shooter, but it's a few years old and has been replaced. Here's what we had to say about it when it was released in April 2009:
Nikon's L20 is a simple camera for novice photographers who are looking to save money. With 10 megapixels, a 3.6x optical Zoom-Nikkor lens, and a 3.0-inch high-resolution LCD screen, it's pretty average. Nikon's Smart Portrait System is a nice touch, with Red-eye Fix and Face Priority AE. But unless the hot pink body floats your boat, you should just go with the cheaper, slightly sturdier Nikon L19 instead.